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Universal Credit
Universal Credit is a single monthly payment for people out of work or on a low income.
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Apply for Universal Credit
Use our benefits calculator to see which benefits you may be entitled to before applying for Universal Credit.
Universal Credit is a means-tested benefit. This means that your income and savings are taken into consideration when applying.
Universal Credit is paid monthly into your bank account. So, you'll need to have a bank account or similar (such as a credit union account) to get your benefit payments.
Advance payments
If you need money while you wait for your first payment, you can ask for an advance payment.