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Universal Credit

Universal Credit is a single monthly payment for people out of work or on a low income.

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Apply for Universal Credit

Use our benefits calculator to see which benefits you may be entitled to before applying for Universal Credit.

Universal Credit is a means-tested benefit. This means that your income and savings are taken into consideration when applying.

Universal Credit is paid monthly into your bank account. So, you'll need to have a bank account or similar (such as a credit union account) to get your benefit payments.

Apply for Universal Credit.

Advance payments

If you need money while you wait for your first payment, you can ask for an advance payment.

Apply for an advance payment.