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Find out how you can make payment arrangements to reduce your debts.
You can apply to make payment arrangements (called Step-by-Step) to reduce your debts to us and repay the money you owe.
We can join together (consolidate) any debts you have for:
You can then clear them with one regular manageable payment called a ‘recovery payment’.
If you make a Step-by-Step payment arrangement, we’ll:
If you make a Step-by-Step payment arrangement, you’ll need to:
We’ll confirm in writing if we accept your arrangement proposal. If we need more information, we’ll contact you and put debt recovery on hold to give you more time.
020 3929 8455