Introduction to Local Government Pension Scheme (LGPS)

Get information about the Local Government Pension Scheme (LGPS)

The LGPS is a national scheme that is run by local pension boards.

The scheme is a valuable benefit for local government staff. 

You get:

• a retirement pension based on your service and pay at retirement
• a tax-free lump sum (at a level you can determine)
• life assurance of 3 years' pay while you are a contributing member of the scheme
• pensions for your spouse, civil partner or a nominated dependent and children if you die
• benefits if you have to retire because of ill-health after three months membership
• improved benefits if you are made redundant at or after age 55
• a 10 year guarantee of your pension when you retire

Your employer covers administration costs. Each scheme is guaranteed by the government. Trades unions and professional bodies support the national scheme.

You can transfer pension benefits into and out. If you change jobs within local government, your membership will continue.

You can increase your contributions if you do not reach the maximum allowed by HMRC.