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Service charge loan

Find out about our loans to cover high major works costs. Things to consider before applying for one. How to apply.

Fees you'll have to pay

If we make you a conditional mortgage offer which you accept you’ll need to pay an application fee. This is to cover administration and legal costs. 

You may be able to add this onto your loan. You need to pay a fee for each loan you take out with us. 

You must pay this fee once you've accepted the offer, even if the application is cancelled or you change your mind about the loan. It is non-refundable.

You’ll also have to pay a redemption fee once you pay off the loan. 

Check our terms and conditions for fees. These are subject to change.