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Service charge loan

Find out about our loans to cover high major works costs. Things to consider before applying for one. How to apply.

Manage your loan

We keep your loan separate from your main service charge account. 

We remove your debt from your service charge account and put it in a new account (the loan account). 

You must make sure each account is kept up to date. Always check details carefully so payments go to the right account.

You can:

Postponements

If another lender wants to prioritise their charge over ours they need our permission. We look at postponements of charges on a case by case basis. 

We have the right to decline. 

Request a letter of postponement.